The NPMA-33.
Done Right, For Veterans.
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A visual inspection for evidence of termites, carpenter ants, powderpost beetles and other wood-destroying insects, inside and out, written up on the official NPMA-33 form. It is the form lenders and closing agents ask for, and the one the VA recognizes.
We carry this out for clients taking a VA mortgage or a VA refinance whose lender requires the NPMA-33. If that is not you, call us before you book and we will tell you straight away whether we can help.
A visual inspection of the readily accessible areas, recorded on the official NPMA-33 form:
Two ways, and a couple of things that have changed recently. Tap one to open it.
Clients taking a VA mortgage or a VA refinance where the lender requires the NPMA-33 form. That is the whole of it — if you need a WDI report for some other reason, call us first and we will tell you straight away whether we can help.
Booked alongside a home buyer, pre-listing or maintenance inspection and carried out during the same visit. It is an additional charge, not part of the inspection you are booking it with.
If the inspection is already done, or all your lender wants is the form, we will come out and do the WDI on its own. Same form, same report.
This changed. Under the old VA rule the veteran buyer was the one party who could not pay for the WDI inspection — it had to come from the seller, the agent or the lender. That restriction is gone, so whoever it suits can settle it now, buyer included.
We used to include the WDI free with a home inspection for veterans, and we no longer do — it is priced as its own service either way. It is discounted, though, when you add it to another inspection rather than booking it on its own.
What has changed
There is a lot of out-of-date information about VA loans and termite reports, including on plenty of inspection company websites. Rather than leave you to work out which bits still apply, here is the current position in Michigan as we understand it. Your lender is always the final word on what your file needs.
A WDI report is not a condition of a VA loan in Michigan any more. If you have been told it is mandatory, that is out of date.
Plenty of them do, as their own condition rather than the VA’s. If your lender or closing agent has asked for an NPMA-33, that is why, and it is the usual reason people book one.
Under the old VA rule the veteran buyer was the one party who could not pay for a WDI inspection. That restriction has gone. Whoever it suits can pay for it now.
We used to include it at no charge for veterans booking a home inspection, and it is now priced as its own service. Adding it to another inspection costs less than booking it on its own.
WDI, WDO or NPMA-33
People call this several different things and the words are not quite interchangeable, which is why it gets confusing. If your lender has asked for any of the below, this is the service you are looking for.
The form itself, published by the National Pest Management Association and titled the Wood Destroying Insect Inspection Report. This is the document your lender actually wants, and the one we complete.
Wood Destroying Insect. Termites, carpenter ants, powderpost beetles, carpenter bees. This is what the NPMA-33 is about, and the more accurate name for the service.
Wood Destroying Organism. A wider term that also takes in fungi and wood-decay rot. Many people use WDO and WDI to mean the same thing; strictly, WDO is the broader of the two. A “termite letter” is the same request again, informally.
What happens next
The NPMA-33 is a record of what was visible on the day in the areas that could be reached. It is deliberately narrow, and knowing where its edges are is part of reading it properly.
The NPMA-33 records that no visible evidence of wood-destroying insects was observed in the readily accessible areas, and that is what goes to your lender.
It is documented on the form with photographs — what was seen and where. Evidence of past activity and evidence of current activity are recorded differently, because they mean different things.
We inspect and report. We do not treat, and we do not quote treatment. If something is found we point you to a licensed pest control company, and you choose who you use.
This is a visual inspection of readily accessible areas. Finished walls, insulated ceilings, stored belongings and inaccessible crawlspaces limit what anyone can see, and the form has a place to say so.
Why choose us
With more than 16,000 inspections completed and over 2,000 five-star reviews since 2009, we inspect across Southeast and Mid-Michigan seven days a week. Our inspectors are certified through InterNACHI, and we carry out none of the treatment work we write up.
Credentials from the recognized bodies, kept current through continuing education.
Completed, signed and sent with the supporting documentation, so it is not bounced back at closing.
Alongside another inspection or entirely on its own. Whichever suits your file.
Including weekends, because closing dates do not wait for a Tuesday.
No pest control arm, so nothing we write up is us finding work for ourselves.
Trusted by veterans
!!!USE THIS COMPANY!!! Outstanding precision and attention to detail! Helps being able to make a truly informed decision about a home! Also, they are very veteran-friendly!
Desmond SheppardFlint, MIJustin, our inspector, was very personable and knowledgeable, and did a thorough job with our WDO inspection.
Tekid The BlackInkster, MIMost of my clients are veterans and Trademark Inspections like our veterans. The inspectors are prompt, professional and the reports are great, really easy to understand. I have worked with Joe (Jose) on three or four inspections and I like him. He always has a big smile, friendly, knowledgeable and courteous to me and my clients. I highly recommend Trademark Inspection!
Michelle GillMichiganSuch a smooth experience! Jim was a fantastic inspector. On time for the inspection & super friendly! Inspection report was emailed to us SUPER fast! We will definitely be using Trademark in the future! Love that they are vet, military and police friendly.
Heather KirbyMichiganJoe was my inspector. He was extremely detailed, listened to all of my concerns, gave honest solutions, and followed through with every question. I applaud his level of detail and professionalism. Excellent people skills with a lot of shareable knowledge.
RayTaylor, MIMitch was great and thorough the our inspection. He provided explanations and suggestions throughout the service. Highly recommend!
Jaynie GMonroe, MI
Police, fire, rescue, military and educators — our way of saying thank you for your service. Enter code HERO at checkout.
Claim the Hero DiscountQualified and certified
Michigan does not license home inspectors, so the credential behind the report is worth checking. Each of these is issued by the organization named and verifiable with them directly, and kept current through continuing education.
The core credential from the International Association of Certified Home Inspectors. It commits the inspector to InterNACHI’s Standards of Practice and Code of Ethics, and to continuing education every year rather than a one-off exam.
The profession’s top-level board certification. It is earned through inspection experience and continuing education over time, not bought — which is why comparatively few inspectors in Michigan hold it.
National Home Inspector ExaminationThe independently written, psychometrically validated exam from the Examination Board of Professional Home Inspectors, used by most states that license home inspectors. Michigan licenses nobody and asks for no exam at all, so sitting it here is entirely voluntary — which is rather the point.
Certified through the Certified Commercial Property Inspectors Association, the standards body for commercial building inspections. Commercial work follows a different discipline to residential, and this is the credential that covers it.
The International Association of Certified Indoor Air Consultants sets the protocols for how mold is sampled, handled and reported. Following them is what makes a laboratory result defensible rather than just a number.
The same body certifies radon measurement separately, because the discipline is different: where the monitor sits, how long it runs and what counts as a disturbed test all decide whether the reading means anything.
Certification from the National Association of Mold Professionals, covering how mold is identified, sampled and documented — the difference between spotting a stain and understanding the moisture behind it.
Training in running a sewer line camera and, just as importantly, reading what it shows. Roots, bellies, breaks and blockages all look different on screen and are easy to misread without it.
Certified Residential ThermographerCertified by Monroe Infrared in thermal imaging. A thermal camera reveals what the eye cannot — moisture behind finishes, missing insulation and overheating electrical connections — but only if the person holding it is trained to interpret it.
Licensed by the Federal Aviation Administration to fly commercially. That is what makes aerial roof and property imagery legal to carry out and legal to hand you — and it means a steep or unsafe roof can still be inspected properly.
Our service area
We inspect across fourteen Michigan counties — Wayne, Oakland, Macomb, Washtenaw, Livingston, Genesee, Saginaw, Shiawassee, Lapeer, St Clair, Monroe, Lenawee, Jackson and Ingham — covering Metro Detroit, Ann Arbor, Flint, Saginaw and the communities in between. Tap a county to see where we work.
Not sure if we cover your area?
Call 734-331-3269 or schedule your inspection now.
Common questions
The things veterans, agents and lenders ask us most.
A visual inspection for evidence of wood-destroying insects — termites, carpenter ants, powderpost beetles and carpenter bees — recorded on the official NPMA-33 form. It covers the readily accessible areas inside and out.
WDI is Wood Destroying Insect. WDO is Wood Destroying Organism, a wider term that also covers fungi and wood-decay rot. Most people use them interchangeably, and a “termite letter” means the same request again. The NPMA-33 form is a WDI report, which is why we lead with that name.
No, not any more. Michigan no longer requires this report as a condition of a VA loan. If you have been told it is mandatory, that information is out of date.
Because plenty of lenders still ask for it as their own condition, regardless of what the VA requires. If your lender or closing agent has asked for an NPMA-33, that is the reason.
Yes. Every WDI inspection we carry out is recorded on the official NPMA-33 and returned to you completed and signed, with any supporting documentation your lender or closing agent needs.
Not any more. We used to include it at no charge for veterans booking a home inspection, and we no longer do — it is priced as its own service either way. It is discounted when you add it to another inspection, so it costs less that way than booked on its own.
Either. It can be carried out during a home buyer, pre-listing or maintenance inspection, or as a stand-alone visit if the inspection is already done and the form is all you need.
Anyone. This changed — under the old VA rule the veteran buyer was the one party who could not pay for a WDI inspection, and it had to come from the seller, agent or lender. That restriction is gone, so whoever it suits can pay for it, buyer included.
No. We carry out WDI inspections for clients taking a VA mortgage or a VA refinance whose lender requires the NPMA-33 form. If you need a WDI report for another reason, call 734-331-3269 and we will tell you straight away whether we can help.
It is documented on the form with photographs, distinguishing evidence of past activity from evidence of current activity. We then refer you to a licensed pest control professional. We do not treat, and we do not quote treatment.
It is a visual inspection of readily accessible areas. Finished walls, insulated ceilings, stored belongings and inaccessible crawlspaces limit what can be seen, and the NPMA-33 has a section for recording exactly that.
Book online any time, or call 734-331-3269 and tell us whether you want it on its own or alongside an inspection. We inspect seven days a week including weekends.
Add it to an inspection or book it on its own. Seven days a week.
